Two of the main options for a long-term stay in Malaysia are MM2H (Malaysia My Second Home) and PVIP (Malaysia Premium Visa Programme).
Based on the latest published information for 2026, this article compares the funding, stay requirements, employment and business rules, property purchases and application routes that matter when choosing a programme.
Programme and application requirements may change. Check the latest conditions when you apply.
MM2H and PVIP at a glance
| Item | MM2H | PVIP |
|---|---|---|
| Principal applicant | Silver, Gold and Platinum: age 25 or above | No age limit |
| Validity | Silver: 5 years Gold: 15 years Platinum: 20 years |
Up to 20 years |
| Fixed deposit | Silver: USD150,000 Gold: USD500,000 Platinum: USD1,000,000 |
RM1,000,000 |
| Income and financial requirements | No offshore-income requirement | Income of RM40,000 a month or RM480,000 a year, or the published alternative financial-eligibility requirements |
| Residential property purchase | Required Silver: at least RM600,000 Gold: at least RM1,000,000 Platinum: at least RM2,000,000 State and local foreign-purchase rules apply separately. |
Not required under PVIP |
| Minimum stay | Ages 25–49: a cumulative 90 days per year The principal applicant or registered dependants can fulfil the annual 90-day requirement through their days in Malaysia. |
No requirement |
| Employment and business | Platinum: permitted Silver and Gold: not permitted under MM2H status |
Permitted Activities must comply with Malaysian law. |
| How to apply | Through a MOTAC-licensed MM2H operator | Through an Immigration Department-licensed PVIP operator |
The current Immigration Department FAQ requires PVIP applicants to open a fixed-deposit account of RM1,000,000 with a licensed bank in Malaysia.
What is MM2H?
MM2H is a programme for foreigners to stay in Malaysia long term. Its main Silver, Gold and Platinum categories have different fixed-deposit amounts, minimum residential purchase prices, validity periods, and employment and business conditions.
Under the current Silver, Gold and Platinum categories, purchasing and retaining a residential property after approval is a programme condition. State and local foreign-purchase rules apply separately from the programme’s minimum purchase prices.
Read the complete MM2H guide for 2026 →
What is PVIP?
PVIP (Malaysia Premium Visa Programme) allows long-term stays in Malaysia as well as employment and lawful business activities. The current Immigration Department FAQ sets no age limit or minimum stay requirement.
Its financial requirements differ from MM2H, including a RM1,000,000 fixed deposit, income or financial-eligibility requirements, and participation fees. Applications must go through a PVIP operator licensed by the Malaysian Immigration Department.
Read more about PVIP requirements and fees →
Funding and fees compared
| Item | MM2H | PVIP |
|---|---|---|
| Fixed deposit | Silver: USD150,000 Gold: USD500,000 Platinum: USD1,000,000 |
RM1,000,000 |
| Participation fee | Silver: RM1,000 Gold: RM3,000 Platinum: RM200,000 One-off fee for the principal applicant |
Principal applicant: RM200,000 Dependants: RM100,000 per person |
| Property purchase funds | A minimum purchase price applies to each category | PVIP itself does not require a purchase |
Licensed agency service fees apply in addition to the above. Visa and pass fees, security bonds, document translation and certification costs may also arise. The total depends on the programme, number of dependants and conditions at the time of application. We can explain the latest information when you enquire.
Which programme suits you: MM2H or PVIP?
The right choice depends on how you plan to spend your time in Malaysia and your future plans, as well as the financial requirements.
The guide below outlines factors to consider when choosing a programme.
Which suits you: MM2H or PVIP?
Choose a programme around your purpose, lifestyle and future plans.
STEP 1: What is your purpose?
| Live in Malaysia long term or make it your retirement base | Pursue business, investment or income-generating activities | Use Malaysia as a base while travelling freely at home and abroad |
|---|---|---|
STEP 2: What matters most?
|
STEP 2: What matters most?
|
STEP 2: What matters most?
|
| MM2H ↓ | PVIP ↓ | PVIP ↓ |
STEP 3: Your preferred option
| Who may prefer MM2H? | Who may prefer PVIP? |
|---|---|
| For those focused on everyday life and long-term residence | For those focused on business, investment and international activities |
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| Suggested for those aged 25 or above who want to build a base in Malaysia with a stable financial plan. | Suggested for those seeking a flexible long-term stay with no age limit. |
One-stop support from programme selection and application support to buying property in Kuala Lumpur.
Speak to KL Fudousan for support with building assets, living in Malaysia and business plans.
Choose a programme that suits your medium- and long-term plans by considering your purpose and length of stay, property purchases, employment and business activities, family circumstances and financial plans, rather than treating one programme as inherently better than the other.
MM2H, PVIP and property purchases
Buying a residential property is part of the MM2H conditions. PVIP permits property purchases but does not make them a programme requirement.
For MM2H in particular, look beyond the programme’s minimum purchase price. Consider state and local foreign-purchase rules, the property’s value as a long-term asset, liveability and future rental demand.
We discuss MM2H and PVIP with you, coordinate with the respective licensed operators where needed, and guide you on buying property in Kuala Lumpur.
How to apply for MM2H or PVIP
| Programme | Application route |
|---|---|
| MM2H | Apply through a MOTAC-licensed MM2H operator. |
| PVIP | Apply through a PVIP operator licensed by the Malaysian Immigration Department. |
View the MM2H and PVIP application process →
Frequently asked questions about MM2H and PVIP
Consider MM2H or PVIP alongside your property plans
KL Fudousan offers MM2H and PVIP consultations, coordinates with licensed operators as needed, and provides guidance through to buying property in Kuala Lumpur.